Sales Policy for RatCredit

Effective Date: March 10, 2025

At RatCredit (accessible via https://ratcredit.com), we are committed to offering our customers the highest quality laptops at competitive prices. This Sales Policy outlines the terms and conditions governing purchases made through our website. Please read this policy carefully to understand our procedures and your rights as a customer.

1. Product Availability

All laptops and products listed on our website are subject to availability. We make every effort to keep our inventory updated, but occasionally, some products may be out of stock or discontinued. In such cases, we will notify you promptly and offer alternatives or a full refund if applicable.

2. Pricing and Payment

  • All prices on our website are listed in USD and may be subject to change without prior notice.
  • Prices do not include taxes, shipping fees, or other charges, which will be calculated at checkout.
  • Payments for products purchased on RatCredit are processed securely through trusted third-party payment providers. We accept a variety of payment methods, including credit/debit cards and financing options where available.

3. Order Confirmation

Once your order is placed, you will receive an order confirmation email that includes your order number, purchase details, and estimated shipping information. Please check your confirmation email carefully for any discrepancies. If you notice any errors, contact us immediately at info@ratcredit.com.

4. Shipping and Delivery

  • We aim to process and ship orders as quickly as possible. Standard shipping times typically range from 3-7 business days depending on your location.
  • Shipping costs will be calculated at checkout based on the delivery method you choose.
  • Once your order has been shipped, you will receive a tracking number via email to monitor the status of your delivery.

5. Cancellations and Modifications

  • You may cancel or modify your order within 24 hours of placing it. After this period, your order will be processed and shipped according to our normal procedures, and we will be unable to accommodate cancellations or changes.
  • If you need to cancel or modify your order, please contact our customer service team as soon as possible at info@ratcredit.com.

6. Sales Tax

Sales tax will be applied to all applicable orders based on your shipping address. The tax rate is determined by your state’s tax laws and will be added to the total purchase amount during checkout.

7. Returns and Refunds

If you are not fully satisfied with your purchase, please refer to our Refund and Return Policy for detailed instructions on how to return your laptop and request a refund. Please ensure you adhere to the terms mentioned in the return policy to qualify for a return.

8. Warranty and Repairs

All laptops purchased from RatCredit come with a manufacturer’s warranty, which varies depending on the brand and model. Please refer to the product documentation or contact us for specific warranty details. We also provide assistance with repairs and troubleshooting, should any issues arise within the warranty period.

9. Limitations of Liability

RatCredit is not liable for any damages, losses, or expenses arising from the use of our products or services, except as required by law. We do not guarantee that our products will meet your expectations in all circumstances, as individual experiences may vary.

10. Customer Support

If you have any questions or need assistance with your purchase, please contact our customer service team at:

Thank you for choosing RatCredit. We look forward to serving you and ensuring a smooth and satisfying shopping experience.